Equipment financing
Answer Capsule: Business equipment financing funds tangible assets like manufacturing machinery, commercial vehicles, medical devices, restaurant appliances, and IT infrastructure. The financed equipment typically serves as collateral, streamlining approval and often requiring lower down payments than unsecured loans for Evansville-area businesses.
This program works for nearly any hard asset with a predictable lifespan. Tri-State manufacturers buying stamping presses or laser cutters, HVAC contractors replacing truck fleets, dental practices in Newburgh upgrading imaging equipment, and restaurants in the Haynie's Corner Arts District installing commercial ovens all use equipment loans. Because the lender holds a lien on the asset, approval odds often improve compared to unsecured working capital requests.
Equipment financing
Answer Capsule: Lenders evaluate time in business (typically 12+ months), revenue stability, credit profile, and the equipment's resale value. Startups may qualify if the equipment holds strong collateral value. Plateau Commercial Capital connects Evansville businesses with equipment lending companies that match their industry and credit situation.
Most equipment financing companies prefer businesses with at least one year of operating history and consistent cash flow, though exceptions exist for high-value assets like semi-trucks or medical imaging systems. Personal credit matters, but the equipment itself reduces lender risk. A contractor in Darmstadt buying a $60,000 excavator will find underwriters more flexible than if requesting the same sum unsecured.
How it works
Start with a conversation at our office at 401 SE 6th St, Evansville, IN 47713 or call (812) 570-9945. We gather details about the equipment, your business financials, and timeline. As a broker, we submit your request to multiple equipment loan companies simultaneously, comparing terms and structures you wouldn't access alone. We handle documentation, coordinate inspections if needed, and guide you to closing. The process typically runs two to four weeks, faster for standardized assets.
Explore our full suite of commercial financing options in Evansville or review other business loan programs across our service areas. For seasonal inventory needs, consider invoice factoring or a business line of credit.
Serving the Evansville area

We know which lenders fund which kinds of Evansville businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Evansville owners trust Plateau Commercial Capital
Talk to a local advisor and get matched to the right program, no obligation.